Victoria Gunvalson of Coto Retirement Planning - MDRT, National Ethics Bureau, Master Elite IRA Specialist

Preserving your Life's Savings

 

We specialize in income retirement planning which guarantees you can never outlive your life's savings.  We represent the top Life Insurance companies providing the best possible coverage for our client's needs.  Additionally, we provide Medigap Health Insurance coverage.  Isn't it time to get a 2nd opinion to be sure you are on the right path to a stress free retirement?

Coto Retirement Planning is here to help educate you about the basic concepts of financial management and preservation of your life's savings.  We hope you take advantage of this resource and visit us often.  Be sure to add our site to your list of "favorites" in your Internet browser.  We frequently update our information and we wouldn't want you to miss any developments in the area of personal financial security.  Our motto is Peace of Mind = Quality of Life

 

Please contact our office at 949-713-2441 for your free confidential needs analysis.  We look forward to giving you the peace of mind in retirement that you deserve.

 

 

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Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

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In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

Exchange-Traded Funds: In a Class by Themselves

In 2010, the combined assets of the nation's ETFs topped more than $800 billion. ETFs are unique investments that share some similarities with mutual funds but trade like stocks. ETFs have some appealing characteristics, including trading flexibility, potentially lower expense ratios, tax efficiency, and diversification.

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